And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. It has not been verified or approved by the developer or association. Whether you want to visit the beautiful, happening state as a traveler or you are planning to move to this state, Florida tops the list every, Read More 11 Most Dangerous Cities in Florida to Avoid in 2023Continue, Read More 23 Pros And Cons of Living in Cape Coral, Florida! You would love to soak up in sun and enjoy the beautiful beach life! This town probably has the most vibrant culture of any on our list. Lewes/Rehoboth Beach, Delaware. Many people might be surprised to find Daytona Beach on a list of affordable beach towns, yet here it is. This Gulf Coast city features some glorious nature trails and lagoons and wetlands. administrators. 12 Crucial Snowbirds Facts. If you already have a boat, you will find a home in Tarpon Springs. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month The median home value is just under $200,000 and youll pay around $1,527 in property taxes each year and $852 in housing costs every month. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). Aside from the lovely beaches, you can visit the local falls and hiking trails. Only two Florida cities made Zumper's Top 20 Best Places to Retire in 2023 ,Tallahassee and St. Petersburg. Social Security: Women Get $354 Per Month Less Than Men - Here . There is also an inlet that is rated the best spot on the entire eastern coast of Florida for saltwater fishing. 20 Southern Beaches and Islands for Dreams of a Tropical Getaway. Are Snowbirds Florida Residents? Located about 18 miles south of Sarasota, Venice is a popular small-town retirement city, best known for its historic downtown area and beaches that are lined with sharks teeth. Steven Abbey is a author for Senior Living Headquarters and owns a home in a retirement community. The Florida Treasure Coast town of Vero Beach is ideal for a family vacation where you can stay at an oceanfront hotel, park the car for the week, and use bikes or your own two feet to get around. Sebastian Inlet is a top saltwater fishing spot on Floridas east coast and the Indian River Lagoon has one of the most biologically diverse estuaries in North America. 1 was Boynton Beach in Florida. Fort Pierce is amazingly beautiful, and the houses are surprisingly affordable. Places to visit: Ponce De Leon Inlet Lighthouse and Museum, Dunlawton Sugar Mill Garden, Daytona Lagoon and many more. It is the Nations oldest European-established settlement and it still holds on strongly today with an inhabitant count of 14,515 people living there. This two-bedroom condo is listed at just under $200,000 in a high-rise with bay and ocean views. Check out the local parks, like Wilson Point and Kingston Point, and eateries such as Vinces Crab House and Carsons Creekside. St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. Naples is a city of over 22,000 residents as well as the 14th largest in Florida. To get the No. It is here that you can mingle with other residents as you shop, eat, enjoy the farmers market, and just gaze out at the coast. Spending your retirement on the beach can be a dream come true. A few years ago my parents were downsizing and needed information about active senior living. Being able to enjoy the beach round is another factor that draws many people here as well. The city incorporates the city of Coronado Beach. We and our partners use cookies to Store and/or access information on a device. If those are the only two choices, definitely Boynton Beachprovided you can comfortably afford the housing costs. It has a population of almost 70,000. Florida cities took eight out of the top 10 spots on . Violators can and will be prosecuted to the full extent There is also Wellen Park, which is one of the premier master-planned communities in the entire state. It offers a low crime rate and has been recognized as one of the best places to live by several different publications. You can go to East Atlantic Avenue to find numerous shopping malls, restaurants, and art galleries. This coastal city includes over seven miles of white sandy beaches and offers plenty of leisure activities and facilities for seniors. Del Oro Groves, Northwood Estates, Charter Oaks, Eagle Estates, Morningside Meadows,and many more are the popular neighborhoods in Clearwater. The city has a vibrant cultural scene with theaters, art galleries, and exciting restaurants to keep adults entertained. Stroll along white sand beaches, browse the boutiques and galleries in Old Town and cast a line for speckled trout or red snappers at one of the numerous fishing piers. You can explore the city beyond water bodies by visiting public parks, hiking, camping trails, ecological restoration, and protected wildlife areas. Myrtle Beach, SC. The towns top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier. Islamorada offers its residents all that life can offer including great schools for children, plenty of opportunities at work or school thanks to its thriving economy (it ranked number 12 outranked other towns), vibrant neighborhoods. While Sarasota and Fort Myers might be out of the range of many people, Port Charlotte is a great alternative still located in the region. And while Miami scored high marks for public transportation, weather, and. There is so much to see and do in Sebastian that it is amazing to consider how affordable it is. The town's top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. This post may contain affiliate links. This is why so many people choose to retire to Fort Pierce. Playalinda Beach is one of the private, nude beaches that beckon explorers of all ages. The Arts Garage has concerts and shows as well as galleries featuring contemporary artists. But whats even better is how safe and laidback it feels to live there too; not much tension or stress like other places you might see. Feb. 28, 2023, at 10:01 a.m. Big Pine Key is known as one of the most affordable beach towns in Florida we recommend visiting if it comes to a budget family trip to the Keys. Titusville, also known as the Space Coast, is the most affordable city in Florida. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. Destin's cost of living is almost 20% higher than the rest of the U.S. Middle River is also home to aerospace giant Lockheed Martin. This amazing town is known for its beaches where early automobile speed demons would race and break records. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Average Property Tax: 1236. Decide where you want to go and then enjoy the experience. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. Youll find mostly single-family homesat a variety of price levelsbut there are some condominiums and townhomes. Specifically, we examined the following four metrics: Home value. This contributes to the lower cost of living. Home to Pelican Island, residents benefit from sharing their home with a Wildlife Refuge. Venice has an excellent location, being located less than 20 miles from Sarasota. The average home price in the city has been rising steadily over recent years, reaching $232K last year on Zillows 2018 report card, nearly 3% growth from 2017. Daytona Beach has a population of nearly 75,000 -- and 20% of people are age . Clearwater, Florida is a small town in Pinellas County thats halfway up the west coast of the Sunshine State. His wife owns a successful family business that has served tens of thousands of people. How much do we know? The city was founded in 1894 by Henry Flagler, a railroad tycoon, as a commercial center to support his railroad and hotel empire. It is the best combination of mouth-watering food, lavish boutiques, and awesome landscapes, making it one of the best beach towns for retirement. You can neverregret moving to Floridabecause of what spot you will choose, you will always have ample opportunities to be near natural pristine beaches, playgrounds, technology sectors, good educational sector and many shopping centers. The content provided on Moneywise is information to help users become financially literate. However, this will give you a quieter and more serene lifestyle. This makes it one of the best beach towns in Florida to retire. At $217,100, Port Angeles median home value is less than half of the pricey state median and the median annual property tax stretches just over $2,000. It is no secret that many people travel to or desire to live in Florida because of its incredible beaches. Best Beach Town in Florida to Retire- Siesta Key is also on our Best Place to Retire in Florida list because it's very close to two hospitals highly rated by Medicare. The possibilities are endless with these beautiful beaches and waterways at hand for your recreational pleasure. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? Did you ever imagineaffordable coastal living in Floridais possible? It is located on the Space Coast, meaning that it is a bit quieter than other coastal regions of the state. Kings Point, with over 5,200 homes, is a snowbird's paradise. Interestingly, fishing and racing fast car is very popular quieter pastimes among the residents. Known as the Horse Capital of the World, Ocala offers a range of outdoor adventure options including state parks and national forests. Unsurprisingly, we're starting on Florida's Atlantic Coast in Palm Beach County. However, the crime rate here is twice as high as the state average. (2023), 13 Most Romantic Florida Beaches for Couples in 2023. Neighborhoods.com is not affiliated with the builder, developer, or the association of any communities displayed on this website. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. The Bay Area Hospital treats patients of all ages, including geriatric medicine and services for the elderly and disabled. Since there are so many beach towns in the Sunshine State, with many of them having a relatively high cost of living, it is crucial to have a way to narrow the list down somewhat. The state of Florida is quickly becoming a hot spot for those looking to retire and become part-time residents. community with a lot of the benefits of living. In any case, let us discuss some of the best beach towns for retirement in Florida. A: Cape Coral isthe best city to live in Floridathat offers the cheapest rent in the State; a one-bedroom apartment can be rented for $900. Read Also: 12 Epic Day Trips From Tampa For Less Than $150. Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. Having a home right near a beautiful beach where you can spend time with your partner and loved ones without any trouble sounds like a dream. Other companies like Brown & Brown offer jobs to commerce students, Embrey-Riddle Aeronautical University offers jobs to teachers, and International Speedway Corporation offers jobs to automotive engineers and mechanics and many more. It is a rural community with a lot of the benefits of living in the big city. 12 Crucial Snowbirds Facts. Learn more about the pros and cons of living in the Florida Keys. As an added bonus, spring time residents will enjoy having a spring training baseball facility in the town. Youll find several delicious eateries such as Simply Seafood Market & Oyster Bar for scallops and shrimps and PoFolks if youre in the mood for some homestyle American comfort food, as well as your regular fast food joints. There are few cities in the U.S. with more 55+ communities than Boynton Beach. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. Single-family homes are the most common here, although youll also find a few condos and townhomes. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. Now that you are well aware of thecheapest beach towns in Florida,it is time to plan and decide in which place you want to reside. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. Talk to a financial adviser for even more help with stretching those retirement dollars. 9. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. The citys Memorial Hospital, which offers senior services, is within easy reach. The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. The temperatures reach 84 degrees Fahrenheit on average between February and April when baseball season begins here at Tradition Field at Jet Blue Park. 2, Sarasota was singled out for its shorelines and pristine beaches as well as its abundance of 55+ communities, with 30 age-restricted communities in the area and 33 active lifestyle communities. Unbelievablyaffordable coastal living in Florida, Siesta Key is tempting with beautiful snorkeling spots with shallow water and limestone formations. The median house price in Sarasota is $268,000 approximately. Dont miss the National Naval Aviation Museum, the worlds biggest naval aviation museum, which houses over 150 restored aircrafts. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. Having a median home price of only $155,000 doesnt hurt either. Once again, Sarasota, Florida, topped the list of Best Places to Retire in the U.S., according to U.S. News and World Report's 2021-2022 data. This coastal city has some of the best fishing in Texas you can choose between charter boat services, surf fishing at Bryan Beach or the Brazos River. The coastline of the Sunshine State is blessed with white or golden sugary sand, crystal clear water, and unspoiled beaches. The beachy nature of this city is evident right down to the pier close by once you finally come in close enough to take a stroll around it. 15: Vero Beach. These are all important considerations when deciding where to retire. In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. Daytona Beach is one of thecheapest beach towns to visit in Floridato enjoy the white sand beaches for relaxing and playing. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. Many of the homes there are priced below $100,000, although higher price points and more luxurious communities are available. We list the top 25, ranked from least to most affordable. If you buy something through one of those links, you wont, Read More 13 Most Romantic Florida Beaches for Couples in 2023Continue, Your email address will not be published. Downtown Delray Beach is a lively area with lots of activity happening all the time. Housing consists mainly of single-family homes, but there are some multi-family homes, too. Melbourne is one of the most affordable beach towns to retire in, at least on this list. Its possible to find a single-family home for under $200,000 here, which isnt the case in many beach towns and, like other towns nearby, one of its best features is the ability to watch rocket launches year-round. With its heritage as a sponge fishing center and the legacy of its Greek residents, its culture is one of its unique features. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matchin The City of Fort Lauderdale offers a strong employment market as well as being home to some amazing beaches. So you don't have to worry about making friends. Located in Broward County on the Atlantic coast, this destination offers miles of pristine beachfront as well as trendy shops with an elegant atmosphere to complement its high-quality living standards. The crime rate here is lower than both the national and state averages. Best Lake Towns To Retire To in the South. Residents are drawn to the natural attractions along the banks of Turkey Creek as well as the unspoiled quality of its beach. Published: Jan. 24, 2020 at 11:45 a.m. Youll find a variety of housing here, along with communities that dont have homeowners associations, which some buyers find attractive. The Tampa area is home to over 100 retiree-friendly communities, including 51 that are age-restricted. Meanwhile, Forbes Magazine numbers indicate Cape residents enjoy 4 percent fewer expenses than their peers nationwide, meaning you will be getting more bang for your buck here. If you are searching foraffordable Florida coastal towns to retirethen I would probably tell you to settle down in Fort Pierce. Median home prices are around $155,000. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. NASCAR has its headquarters offering a large number of job opportunities to the youth. You will be amazed at how far your money will go compared to the beauty and ambiance of the region. Beach vacations can be expensive, but luckily, a retiree in Ormond Beach doesnt have to drain their savings for a more permanent stay. The downtown and waterfront areas offer residents shopping, dining, and other attractions. This place is perfect to witness local fishes, marine life, snapper, snook, and sometimes gentle manatee. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. There are quite a few employment opportunities available in the region for those who are still working. Here are seven of the nation's best 55+ communities near a beach. They also started at age 19 (the median age), which is earlier than any preceding generation. Daytona also made it to 15th place on U.S. News ranking for the best places to retire. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. You can enjoy relaxing on the beach, boating rides out into the water, or catch some fish while watching dolphins swim by in their natural habitat. The best part is that this activity is free. Your email address will not be published. Many publications have dubbed Gulfport "America's Most Affordable Beach Town", so it's definitely worth a look. 1 retirement destination in 2020, according to a United Van Lines study. The county seat of Clallam is situated between Americas border with Canada the city of Victoria is just a ferry ride away by the gorgeous Salish Sea. The sun may be hot but youll never regret taking time out during one of these scorching days underwater where temperatures will help cool off before heading back. There are no guarantees that working with an adviser will yield positive returns. The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. Kings Point offers its residents free scheduled transportation throughout Sun City Center. Siesta Key is a top growing Florida city that attracts IT companies and provides job opportunities to a lot of youth. This fabulous town has a population of just over 100,000. Whether youre looking for a lower-cost home or simply want your dollar to go further, Sebastian has a selection of properties from which to choose. In Ocean Springs, the median home value is $174,000, the median annual property tax is $1,445 and the median monthly housing cost is $1,021. The cost of living is 31% higher than the average. He also has a electrical technician degree. Many Florida cities have high desirability ratings based on a U.S. News online survey about where people age 45 and older are most interested in retiring. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. Popular attractions include the Boynton Beach Marina, Oceanfront Park, and the The Links at Boynton Beach. The people of Daytona Beach have access to an amazing restaurant scene, with their location as one the most popular spots for tourists in Florida. Biking along the beachfront paths can be relaxing while also providing some exercise at your own pace. The most affordable Florida beach towns are: Titusville Sebastian Port Charlotte Fort Pierce Daytona Beach Venice Palm Bay Melbourne Beach Port Orange Tarpon Springs Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. 2 . 10 Most Affordable Beach Towns in Florida. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. This gated community offers over 200 clubs to keep anyone and everyone entertained. The median monthly housing costs amount to $811. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. Use of this system and its resources is monitored at all times and requires explicit and current permission. This is a great way to meet other local residents as well. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. In addition to the low cost of living, there are local attractions to enjoy. And state averages, and the houses are surprisingly affordable are endless these! And how you can go about enjoying them for yourself biggest employment opportunity offered by Pensacola is in the.. Garden, daytona Lagoon and many more displayed on this list of Siesta is... To help you make decisions with confidence and Panama city, Fort Walton beach includes some of the region those! Retire in 2023 fishing pier habitats and species, lies nearby as as..., nude beaches that beckon explorers of all ages Mississippis biggest cities, so you lack! 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